/* ===== VARIABLES ===== */
:root {
  --gold: #c9a84c;
  --gold-light: #e2c57a;
  --gold-dark: #a07830;
  --gold-bg: rgba(201, 168, 76, 0.1);
  --dark: #0d0d0d;
  --dark-2: #141414;
  --dark-3: #1c1c1c;
  --dark-4: #242424;
  --dark-border: rgba(255, 255, 255, 0.07);
  --text: #e8e4dc;
  --text-muted: #8a8580;
  --text-dim: #5a5652;
  --white: #ffffff;
  --radius: 1.25rem;
  --radius-lg: 1.75rem;
  --section-gap: 6rem;
}

/* ===== RESET / BASE ===== */
*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: 'Inter', sans-serif;
  background-color: var(--dark);
  color: var(--text);
  line-height: 1.7;
  padding-top: 76px;
}

h1, h2, h3, h4, h5, h6 { font-family: 'Playfair Display', serif; color: var(--white); }

p { color: var(--text-muted); margin-bottom: 0; }

a { text-decoration: none; }

img { max-width: 100%; }

/* ===== UTILITIES ===== */
.text-gold { color: var(--gold) !important; }

.eyebrow {
  display: inline-block;
  font-family: 'Inter', sans-serif;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.section-block { padding: var(--section-gap) 0; }

.section-header h2 {
  font-size: clamp(2rem, 3vw, 2.8rem);
  line-height: 1.2;
  margin-top: 0.5rem;
}

/* ===== BUTTONS ===== */
.btn-gold {
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: var(--dark);
  font-weight: 700;
  border: none;
  border-radius: 0.75rem;
  transition: opacity 0.2s, transform 0.2s;
}
.btn-gold:hover { opacity: 0.88; transform: translateY(-2px); color: var(--dark); }

.btn-outline-hero {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.2);
  font-weight: 600;
  border-radius: 0.75rem;
  transition: border-color 0.2s, background 0.2s;
}
.btn-outline-hero:hover { border-color: var(--gold); color: var(--gold); background: var(--gold-bg); }

.btn-outline-gold {
  background: transparent;
  color: var(--gold);
  border: 1.5px solid var(--gold);
  font-weight: 600;
  border-radius: 0.75rem;
  transition: background 0.2s, color 0.2s;
}
.btn-outline-gold:hover { background: var(--gold); color: var(--dark); }


/* ===== HEADER ===== */
.site-header {
  background: rgba(13, 13, 13, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--dark-border);
  padding: 1rem 0;
  z-index: 100;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  font-family: 'Playfair Display', serif;
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--white);
}
.brand:hover { color: var(--gold); }
.brand-icon {
  width: 38px; height: 38px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--dark);
  font-size: 0.95rem;
}

.site-header nav a {
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  font-weight: 500;
  letter-spacing: 0.04em;
  transition: color 0.2s;
}
.site-header nav a:hover { color: var(--gold); }

/* ===== HERO ===== */
.hero-section {
  padding: 6rem 0 5rem;
  position: relative;
  overflow: hidden;
}
.hero-bg-shape {
  position: absolute;
  top: -200px; right: -200px;
  width: 700px; height: 700px;
  background: radial-gradient(circle, rgba(201,168,76,0.12) 0%, transparent 65%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-section h1 {
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  line-height: 1.15;
  margin-bottom: 1.25rem;
  letter-spacing: -0.02em;
}

.hero-lead {
  font-size: 1.1rem;
  color: var(--text-muted);
  max-width: 500px;
  line-height: 1.75;
}

.hero-trust { align-items: center; }
.trust-item { display: flex; flex-direction: column; }
.trust-num { font-family: 'Playfair Display', serif; font-size: 1.6rem; font-weight: 700; color: var(--gold); }
.trust-item span:last-child { font-size: 0.8rem; color: var(--text-dim); margin-top: 2px; }
.trust-divider { width: 1px; height: 40px; background: var(--dark-border); }

/* Hero Card */
.hero-card {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: 0 40px 80px rgba(0,0,0,0.4);
}
.hero-card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 1.5rem; }
.hc-label { font-size: 0.8rem; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.12em; }
.hc-badge { font-size: 0.75rem; font-weight: 600; color: var(--gold); background: var(--gold-bg); border: 1px solid rgba(201,168,76,0.25); padding: 0.3rem 0.75rem; border-radius: 2rem; }
.hero-card-amount { font-family: 'Playfair Display', serif; font-size: 2.4rem; font-weight: 700; color: var(--white); margin-bottom: 0.35rem; }
.hero-card-sub { font-size: 0.82rem; color: var(--text-muted); margin-bottom: 1.5rem; }
.hero-card-bar { height: 6px; background: var(--dark-4); border-radius: 3px; margin-bottom: 1.5rem; overflow: hidden; }
.hero-card-progress { height: 100%; width: 72%; background: linear-gradient(90deg, var(--gold), var(--gold-light)); border-radius: 3px; }
.hero-card-footer { display: flex; justify-content: space-between; padding: 1.25rem 1rem; background: var(--dark-2); border-radius: var(--radius); }
.hcf-label { font-size: 0.72rem; color: var(--text-dim); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 0.3rem; }
.hcf-val { font-weight: 700; color: var(--white); font-size: 1rem; }
.status-green { color: #4ade80; }
.hero-card-chips { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.hero-card-chips span { font-size: 0.75rem; font-weight: 600; color: var(--text-muted); background: var(--dark-4); border: 1px solid var(--dark-border); padding: 0.3rem 0.75rem; border-radius: 2rem; }


/* ===== SERVICES ===== */
.service-card {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
  transition: transform 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
}
.service-card:hover {
  transform: translateY(-8px);
  border-color: rgba(201,168,76,0.3);
  box-shadow: 0 24px 60px rgba(0,0,0,0.35);
}
.sc-icon {
  width: 52px; height: 52px;
  background: var(--gold-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 1.25rem;
}
.service-card h3 { font-size: 1.15rem; margin-bottom: 0.6rem; }
.service-card p { font-size: 0.9rem; margin-bottom: 1.25rem; }
.sc-link { font-size: 0.85rem; font-weight: 600; color: var(--gold); transition: gap 0.2s; }
.sc-link:hover { color: var(--gold-light); }

/* ===== WHY US ===== */
.why-section { background: var(--dark-2); }
.feature-card {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
  transition: border-color 0.3s, transform 0.3s;
}
.feature-card:hover { border-color: rgba(201,168,76,0.3); transform: translateY(-4px); }
.fc-icon {
  width: 48px; height: 48px;
  background: var(--gold-bg);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  font-size: 1.1rem;
  margin-bottom: 1rem;
}
.feature-card h5 { font-size: 1rem; margin-bottom: 0.5rem; }
.feature-card p { font-size: 0.88rem; }

/* ===== STATS BAR ===== */
.stats-bar {
  background: linear-gradient(135deg, var(--dark-4), var(--dark-3));
  border-top: 1px solid var(--dark-border);
  border-bottom: 1px solid var(--dark-border);
  padding: 3.5rem 0;
}
.stats-bar h3 {
  font-size: 2.5rem;
  color: var(--gold);
  display: inline;
  margin: 0;
}
.stats-bar span { font-size: 1.8rem; color: var(--gold); font-weight: 700; }
.stats-bar p { font-size: 0.85rem; color: var(--text-muted); margin-top: 0.4rem; }

/* ===== TOOLS (ELIGIBILITY + EMI) ===== */
.tool-card {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius-lg);
}
.tool-card h4 { font-size: 1.35rem; }
.tool-card .form-label { color: var(--text-muted); font-size: 0.85rem; font-weight: 500; margin-bottom: 0.4rem; }

.form-control, .form-select {
  background: var(--dark-4) !important;
  border: 1px solid var(--dark-border) !important;
  color: var(--white) !important;
  border-radius: 0.75rem !important;
  padding: 0.75rem 1rem;
  font-size: 0.95rem;
}
.form-control::placeholder { color: var(--text-dim) !important; }
.form-control:focus, .form-select:focus {
  border-color: rgba(201,168,76,0.5) !important;
  box-shadow: 0 0 0 3px rgba(201,168,76,0.1) !important;
  background: var(--dark-4) !important;
}
.form-select option { background: var(--dark-4); color: var(--white); }

.input-icon-wrap { position: relative; }
.input-icon {
  position: absolute;
  left: 1rem; top: 50%;
  transform: translateY(-50%);
  color: var(--text-dim);
  font-size: 0.85rem;
  pointer-events: none;
}

.eligibility-result {
  background: var(--dark-4);
  border: 1px solid var(--dark-border);
  color: var(--text);
  font-size: 0.9rem;
  min-height: 60px;
  display: flex; align-items: center; justify-content: center;
  text-align: center;
}

.emi-results {
  background: var(--dark-4);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
}
.emi-label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.12em; color: var(--text-dim); margin-bottom: 0.4rem; }
.emi-val { font-family: 'Playfair Display', serif; font-size: 1.4rem; color: var(--white); margin: 0; }


/* ===== PROCESS ===== */
.process-section { background: var(--dark-2); }
.process-step {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
  transition: transform 0.3s, border-color 0.3s;
}
.process-step:hover { transform: translateY(-6px); border-color: rgba(201,168,76,0.3); }
.step-num { font-family: 'Playfair Display', serif; font-size: 2.5rem; font-weight: 700; color: var(--dark-border); line-height: 1; margin-bottom: 0.75rem; }
.step-icon { font-size: 1.6rem; color: var(--gold); margin-bottom: 1rem; }
.process-step h5 { font-size: 1rem; margin-bottom: 0.5rem; }
.process-step p { font-size: 0.88rem; }

/* ===== TESTIMONIALS ===== */
.testimonial-card {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
  transition: transform 0.3s, border-color 0.3s;
}
.testimonial-card:hover { transform: translateY(-5px); border-color: rgba(201,168,76,0.3); }
.stars { color: var(--gold); font-size: 1rem; letter-spacing: 0.1em; margin-bottom: 1rem; }
.testimonial-card p { font-size: 0.92rem; font-style: italic; margin-bottom: 1.5rem; }
.tc-footer { display: flex; align-items: center; gap: 0.75rem; }
.tc-avatar {
  width: 44px; height: 44px;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 0.8rem; color: var(--dark);
  flex-shrink: 0;
}
.tc-name { font-weight: 700; font-size: 0.9rem; color: var(--white); font-family: 'Inter', sans-serif; }
.tc-type { font-size: 0.78rem; color: var(--gold); }

/* ===== PARTNERS ===== */
.partners-section { background: var(--dark-2); }
.partner-logo {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius);
  padding: 1.75rem 1rem;
  display: flex; flex-direction: column; align-items: center; gap: 0.75rem;
  color: var(--text-muted);
  font-size: 0.88rem; font-weight: 600;
  transition: border-color 0.3s, color 0.3s;
}
.partner-logo i { font-size: 1.6rem; color: var(--gold); }
.partner-logo:hover { border-color: rgba(201,168,76,0.3); color: var(--white); }

/* ===== FAQ ===== */
.faq-accordion .accordion-item {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius) !important;
  margin-bottom: 0.75rem;
  overflow: hidden;
}
.faq-accordion .accordion-button {
  background: var(--dark-3);
  color: var(--white);
  font-weight: 600;
  font-size: 0.95rem;
  box-shadow: none !important;
  border-radius: var(--radius) !important;
  padding: 1.25rem 1.5rem;
}
.faq-accordion .accordion-button:not(.collapsed) {
  background: var(--dark-4);
  color: var(--gold);
  border-bottom: 1px solid var(--dark-border);
  border-radius: var(--radius) var(--radius) 0 0 !important;
}
.faq-accordion .accordion-button::after { filter: invert(1) brightness(0.7); }
.faq-accordion .accordion-body {
  background: var(--dark-4);
  color: var(--text-muted);
  font-size: 0.9rem;
  padding: 1.25rem 1.5rem;
}

/* ===== CONTACT ===== */
.contact-section { background: var(--dark-2); }
.contact-info {
  background: linear-gradient(145deg, var(--dark-3), var(--dark-4));
  border: 1px solid var(--dark-border);
  border-radius: var(--radius-lg);
}
.contact-info h2 { font-size: 1.75rem; line-height: 1.3; }
.contact-info p { font-size: 0.92rem; }
.contact-detail-item { display: flex; align-items: flex-start; gap: 1rem; }
.cdi-icon {
  width: 42px; height: 42px;
  background: var(--gold-bg);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  flex-shrink: 0;
}
.cdi-label { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-dim); margin-bottom: 0.25rem; }
.cdi-val { font-size: 0.95rem; color: var(--text); font-weight: 500; }

.contact-form {
  background: var(--dark-3);
  border: 1px solid var(--dark-border);
  border-radius: var(--radius-lg);
}


/* ===== FOOTER ===== */
.footer {
  background: var(--dark-2);
  border-top: 1px solid var(--dark-border);
  padding: 5rem 0 2.5rem;
}
.footer p { font-size: 0.88rem; color: var(--text-muted); margin-bottom: 0.5rem; }
.footer h6 { font-family: 'Inter', sans-serif; font-size: 0.78rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.14em; color: var(--text-dim); margin-bottom: 1.25rem; }
.footer-links li { margin-bottom: 0.6rem; }
.footer-links a { color: var(--text-muted); font-size: 0.88rem; transition: color 0.2s; }
.footer-links a:hover { color: var(--gold); }
.social-links { display: flex; gap: 0.6rem; }
.social-links a {
  width: 38px; height: 38px;
  background: var(--dark-4);
  border: 1px solid var(--dark-border);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--text-muted);
  font-size: 0.85rem;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
}
.social-links a:hover { background: var(--gold-bg); color: var(--gold); border-color: rgba(201,168,76,0.3); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
  padding-top: 2rem;
  border-top: 1px solid var(--dark-border);
  font-size: 0.82rem;
  color: var(--text-dim);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 991px) {
  .hero-section { padding: 4rem 0; }
  .hero-card { margin-top: 2rem; }
  .trust-divider { display: none; }
  .hero-trust { gap: 2rem; }
}

@media (max-width: 767px) {
  :root { --section-gap: 4rem; }
  body { padding-top: 68px; }
  .hero-section h1 { font-size: 2.2rem; }
  .hero-card-amount { font-size: 1.8rem; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .stats-bar .col-6 { border-bottom: 1px solid var(--dark-border); padding-bottom: 1.5rem; }
  .stats-bar .col-6:nth-child(3),
  .stats-bar .col-6:nth-child(4) { border-bottom: none; }
}

@media (max-width: 480px) {
  .site-header { padding: 0.75rem 0; }
  .hero-section { padding: 3rem 0; }
  .hero-card-footer { flex-direction: column; gap: 1rem; align-items: flex-start; }
}